January is almost over! Can you believe it!? How are you doing on your 2015 NY Resolutions? If you joined me on the 12-months Money Challenge, you should have $250 saved up this month. Not too late to reach that goal, you have one day left!

If you’re like me, I am a pretty forgetful person! You might find the monthly challenge a bit more manageable compared to the 52 Weeks Challenge. Each month you will set aside a certain amount of money. At the end of 12 months, you will have saved $1,378. Click here to download the 12 Months challenge PDF printable. Print it and keep it where you will have easy access and/or see it each month. Mark each month as completed to help you keep track of your goal!

Bonus: Open up a 100% FREE SAVINGS account online with Capital 360  and link your existing bank account and start transferring money for free and easily + earn 0.75% interest on your deposits!!

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